Terms of Use

Jul 27, 2014 | News & Information

Site Use Terms & Conditions Use of this site is expressly conditioned on your acceptance of these Terms of Use. If you do not agree with any part of the Terms of Use, you must not use this site. Ideal Choice Insurance Agency, Inc. (Ideal Choice) reserves the right to modify these Terms of Use at any time. Continued use of this site by you will constitute your acceptance of any revisions to the Terms of Use. Please check this page regularly. Copyright / Trademark Submitted Ideas Policy Third-Party Sites Privacy & Security Password Registration Geographic Location Identification Disclaimer of Warranty Limitation of Liability Jurisdiction / Enforceability Underwriting Companies Homeowners Insurance Mobile Alerts Patent Notice Copyright / Trademark Except where otherwise indicated, all materials contained in this Web site are the copyrighted property of Ideal Choice Insurance, Inc., its affiliated companies and/or third party licensors. The Ideal Choice and LiveRate logos, all other service marks, and the names of various online tools described within are service marks of Ideal Choice Insurance Agency, Inc., or its affiliates. Permission is hereby granted to use, copy and distribute these materials as presented in this Web site and without alteration for non-commercial purposes only; provided that all copyright and other proprietary notices appear in all copies in the same manner as the original. All other uses are prohibited. Except as expressly provided herein, you shall not use any portion of this Web site, or any other intellectual property of Ideal Choice (including, but not limited to Ideal Choice and LiveRate service marks), on any other Web site, in the source code of any other Web site, or...

Affirmed Ratings by A.M. Best for AmTrust and Subsidiaries

May 24, 2014 | News & Information

FOR IMMEDIATE RELEASE OLDWICK, N.J. – MAY 24, 2013 A.M. Best Co. has affirmed the financial strength rating (FSR) of A (Excellent) and issuer credit ratings (ICR) of “a” of the property/casualty subsidiaries of AmTrust Financial Services, Inc. (AFSI) (headquartered in New York, NY) [NASDAQ: AFSI], also known as AmTrust Group (AmTrust). Concurrently, A.M. Best has affirmed the ICR of “bbb” of AFSI. The outlook for all ratings is stable. (See below for a detailed list of the companies and ratings.) The rating actions reflect AmTrust’s balance sheet strength, consistently profitable underwriting and operating performance within its niche market segments as well as access to additional capital from its parent, AFSI, if needed to support AmTrust’s expanding operations. AmTrust has been successful in executing its business plan, which is focused on growth through the acquisition of companies, renewal rights offerings and established books of business at appropriate rates, terms and conditions. This enables AmTrust to further benefit from its expandable underwriting platform to drive expense savings. Partially offsetting these positive rating factors are AmTrust’s continued significant growth in both premium volume and associated liabilities over the current five-year period, primarily achieved from acquisitions that are either through renewal rights transactions or outright purchases of companies; the inherent risk associated with expansion into new markets; and integrating new business and adverse loss reserve development in recent calendar years, especially in the workers’ compensation line of business. See AMBest for more information and disclaimers The FSR of A (Excellent) and ICRs of “a” have been affirmed for the following property/casualty subsidiaries ofAmTrust Financial Services, Inc.: · AmTrust International Insurance, Ltd. · Technology Insurance Company, Inc. ·...