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PCIC PROGRAM

for Contractor Insurance

This instant quoting insurance program is for larger contractors and hard to place risks such as roofing, sheet metal, excavation, new foundations, garage door installation, and paper contractors.

Another contractor insurance program from Preferred Contractors Insurance Company, Risk Retention Group, LLC.

View all acceptable contractors and subcontractors

What is a risk retention group?

PCIC PROGRAM INSURANCE QUOTE


PROGRAM HIGHLIGHTS


  • Condo and HOA Work Accepted
  • Prior Claims/Losses Accepted*
  • Deductible Credits Available
  • Same Day Policy Number
  • Monthly Payment Plans
  • Occurrence Form
  • Online Rating
  • Multi State Coverage
  • Tract Work Acceptable
  • New Ventures Accepted
  • Lapse in Coverage Accepted
  • Rates Based on Gross Receipts

*per Underwriter approval


 
PCIC Program Infographic
Compare All Preferred Contractors Insurance Company Risk Retention Group, LLC. Programs
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MAXIMUM LIMITS


$5,000,000 Per Occurrence $5,000,000 General Aggregate $5,000,000 Products/Completed Ops Aggregate


DEDUCTIBLES


  • $1,000 | $2,500 | $5,000 | $10,000
  • Standard Deductible is $1,000*
  • Discounts for Higher Deductibles

*Applies to property damage and bodily injury on a per claim basis.


B Rated (07/25/14)

PCIC Program on AM Best - The Insurance Information Source logo

PCIC PROGRAM GUIDELINES

  • 20% Minimum Earned Premium
  • New residential construction is acceptable for General Contractors and Artisans
  • Prior Losses OK (subject to underwriting approval)
  • No limit on percentage of subcontracted work
  • 51% of work must be performed in domiciled state
  • Work on Tract Homes, Condos, and Town homes OK (subject to underwriting approval)
  • New Ventures and Lapses in Coverage Accepted
  • Custom tailored policies available

 

PCIC PROGRAM MAP

(Click Map to Enlarge)

pcic-program-map

PCIC PROGRAM

ADDITIONAL COVERAGE OPTIONS / ENDORSEMENTS

  • Blanket Per Project Aggregate
  • Blanket Additional Insured – Completed Operations / CG2037 Equivalent
  • Blanket Your Work – 1185 Equivalent (Commercial Work Only)
  • Blanket Waiver of Subrogation
  • Blanket Primary/Non-Contributory Wording
  • Buildings and Structures Exceeding 3 Stories (Exterior)
  • Schools & Recreation Facilities
  • Heating Devices
  • Hospital Work
  • Additional Insured Endorsements for HOAs

PCIC PROGRAM

TRADE CONTRACTORS WELCOME

Over 50 Subcontractor Classes Accepted

  • General Contractor (New Residential)
  • General Contractor (New Commercial)
  • Remodel Contractor (Residential)
  • Remodel Contractor (Commercial)
  • Air Conditioning System Installation
  • Appliance and Accessories Installation
  • Carpentry (Framing)
  • Carpentry (Interior/Woodwork/Shop)
  • Carpet Cleaning
  • Cleaning (Outside Building)
  • Concrete (Flat)
  • Debris Removal
  • Door & Window Installation
  • Drilling
  • Drywall
  • Electrical
  • Equipment Rental (with operator)
  • Excavation
  • Fencing
  • Floor Covering Installation
  • Garage Door Installation
  • Glass Installation/Glazing
  • Grading
  • Guniting
  • Handyman/NOC Labor
  • HVAC
  • Insulation
  • Janitorial
  • Landscape
  • Masonry
  • Metal Erection (Decorative)
  • Metal Erection (Structural)
  • Painting (Interior)
  • Painting (Exterior)
  • Plastering/Stucco
  • Plumbing (Residential)
  • Plumbing (Commercial)
  • Roofing (New Residential)
  • Roofing (New Commercial)
  • Roofing (Residential Repair)
  • Roofing (Commercial Repair)
  • Sandblasting
  • Septic Tank (Service, Repair, Installation)
  • Sewer Mains
  • Sheet Metal
  • Siding and Decking
  • Street/Road Paving (Commercial)
  • Swimming Pool Cleaning
  • Swimming Pool Installation
  • Tile and Marble Installation
  • Tree Trimmer
  • Welding

PCIC PROGRAM QUOTE & BIND PROCESS

Our user-friendly online system allows you to quote and apply all in one place. Your application and policy offer will be emailed to you using Adobe EchoSign.

EchoSign is the easiest online signing experience in the industry – so you’ll get your policy bound quickly. You’ll receive an email with a link to your policy offer which is loaded into a web browser, so no downloads or software installations are needed! Then, review and e-sign instantly online or offline with a mouse, stylus or by typing your name. If you’d prefer, we can still use the good’ol fashioned print and fax!

PCIC Program Quote & Bind Online

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PCIC PROGRAM ARTICLES & UPDATES

Construction Bid Opportunity for San Diego Contractors

Sundt Layton is searching for contractors and small businesses of all types with a potential contract opportunity available through the RJ Donovan Infill Facility Project.  Sundt Layton is excited to be presenting these construction bid and contract opportunities at their Subcontractor Networking Outreach Event on August 6, 2014 at San Ysidro High School in Otay Mesa. Local contractors and all trade subs are encourage to attend this networking outreach event. Learn firsthand of what opportunities might be available to you.  You will have the chance to market your company, get informed on available construction bid packages and match your distinctive product offering with the requirements of this project and Sundt Layton.  If you are not yet certified, no worries! The Department of General Services will be there to enrich your experience from how to become certified to how to submit a responsive construction bid. Because this project includes new construction, Sundt Layton needs to hear from all related trades and product suppliers. They encourage all Tier-Contractors, Vendors, Suppliers and Service Providers to attend the construction bid networking outreach event where you can meet face to face with the contractors bidding work to Sundt Layton. There are many opportunities available, make an investment of your time to attend this event, make a commitment and register today on Eventbrite. August 6, 2014 San Ysidro High School – Gym 5353 Airway Road San Diego, CA 92154  Schedule of Events –  9:30-10:00 am Pre-Bid Meeting for trades noted on attachment –  10:00 am – 12:00 pm Event –  Register at  “http://networkevent10am.eventbrite.com” –  12:30-1:00 pm Pre-Bid Meeting for trades noted on attachment –  1:00 pm – 3:00 pm Event Register at  “http://networkevent1pm.eventbrite.com” During these tough economic times, job growth and... read more